Folks,

This is Dennise from Daily Money Saving. On my blog I write about ways to save money every day.

So I'm wondering are you interested in saving money? And if you are, I'm wondering what you are doing to save money.

Can't wait to read your tips.

The first step to start saving money is figuring out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip as well as regular monthly bills.

you can start some online business and invest money into it

I dont waste much))

looks great too

Edited June 26, 20223 yr by Rengert

1. Track your monthly spending – and do it rigorously for at least 3 months. 

1.1 After you've tracked your spending, break it down into sections (necessities, bills and utility, etc) and identify which ones you can cut down.

1.2 Put a cap/maximum budget for each section and be ruthless about it. 

^ Basic personal finance in a nutshell.

2. Quality > Brand. I was once trapped under the false notion that known brands = high quality. Knockoffs can be pretty solid too. This is not to say that you purchase the cheapest item–but choose the one in the pricepoint you can afford that has the highest quality.

2.1 Read testimonials and really research about any item that will be used long-term (gadgets, furniture, etc) but if you can apply this mindset to smaller buys (laundry detergent, cooking oil, etc) then your expenses will be much more predictable each month.

3. Have a different bank account for everything. This has helped my mentality immensely. When I get my salary–I transfer it to different banks before I do anything. Helps to be organized.

4. Earn money off the side. More often than not, your main income is not enough to satiate your wants to a level where you feel happy and fulfilled. My side hustle was dropshipping–but just about anything you can do in your free time that earns extra $$$ is more than enough. Trust me, it adds up. 

I use mobile apps to track my daily spending. And use the entire month statement to amend the spending nature. I have to admit that this had helped me a lot to cut short the overspending. Many elders and peers are recommending the same method to keep a track of your debits. There are numerous applications developed by prominent fintech companies, that utilise technologies like ai services, to track down our spending and savings nature and recommend some smart moves to save more. 

Yes, I use some methods to save money. I try not to make impulse buys, follow sales, and use cashback. I would like to earn more so that saving money is not a forced measure

One of the best ways to save money is to set a goal. Start by thinking about what you might want to save for—both in the short term (one to three years) and the long term (four or more years). Then estimate how much money you'll need and how long it might take you to save it. Thanks for posting.

I always keep track of my expenses just to make sure I am only spending it on the right things. You should see if your income is being utilised for the necessities more and luxuries less. But don’t get into it so much that you become a miser. Because we earn money for living in comfort and for getting what we want.

I do not know

First thing you need to do is to set saving goal. After that you need to record your expenses. Stop making impulse purchases. For example you can skip the coffee shops and start make your coffee at home, or you can make a list of grocery and buy only the things you need. 

In my case, it's necessary to keep track of daily expenses. The next step is setting a saving goal. And that's when "hello, discounts" season begins!

1. Create a budget and track your spending so you know where your money is going.

2. Prioritize your needs over your wants.

3. Pay off any high-interest debt.

4. Cut back on unnecessary expenses.

5. Take advantage of discounts and coupons.

6. Try to negotiate lower prices on bills or services.

7. Set aside money in a savings or emergency fund.

8. Sell items you no longer need.

9. Take advantage of free activities.

10. Look for cheaper alternatives.

This is not the whole list of what I did to save money. I also use various resources to control my own financial resources. Here is one of them https://www.realcheckstubs.com/blog/pay-stub-abbreviations-and-acronyms-decoding-tips. Such services have repeatedly helped and helped out in various situations.

I've found that making a budget, keeping track of my spending, resisting the urge to buy things that I don't need, and maintaining a savings plan have all helped me save money.

1) Know your financial priorities
2)Track your Expenses
3)Find ways to cut spending
this will help in saving money.
Al Hadi India

Edited April 5, 20232 yr by Ira Sen

fine

Edited May 5, 20232 yr by shturmms

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I do try to save as much as possible, wherever I can but to be honest, these days inflation is very high and im not able to save much that is why im looking to make some extra money or you can say Im working on increasing my monthly income.

The moment you get your paycheck make sure that you save first. Many people make the mistake of spending and then trying to save what is left, it does not work that way. Try to save first. 

Actually, I have not played this game. Nevertheless, based on my experience playing Run 3. I can see why it has become so addictive.

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